Critical Illness Insurance

Providing financial protection to individuals after the diagnosis or treatment of an illness deemed criticalCritical illness insurance provides you with protection to cover medical and living expenses, and supports you on medical treatments.

What Is Critical Illness Protection?

Many often think that critical illness is for the unhealthy and the aged. The fact is that younger generations are being increasingly afflicted. Often when a critical illness strikes, it can be both emotionally and fiscally draining. With healthcare costs on the rise, ensuring you have adequate protection can provide you and your loved ones with well-deserved peace of mind.

Critical Illness Protection is a form of health insurance that provides a lump-sum payment should you fall seriously ill. This form of insurance is especially crucial today with rising healthcare costs and earlier diagnoses.

The schedule of covered critical illnesses varies between insurance companies but major critical illnesses are covered. For less severe illnesses, the insurance company may also pay partially from the sum insured in advance.



Who needs Critical Illness Protection?

Work occupies most of the time in our lives. Prolonged working hours, stress at work, poor eating habits, deprivation of sleep and lack of exercise are problems that many of us face. These expose us to greater risk of critical illnesses such as heart disease and cancer. In addition, there is  an increasing trend of being diagnosed of such chronic diseases in early stages of life.

Why choose GMD?

We are a member of Professional Insurance Brokers Association.
We can help you select products that suit your specific needs.




Company background
Mission and vision
Management team
Message from CEO
Brand Story
Awards and Recognition
People and Culture
Business Partners
Media and News
Life Insurance
CritIcal Illness Insurance
Investment Link Assurance Scheme
General Insurance
Accident Insurance
Keyman Insurance
Family Protection needs
Retirement Planning
Education Planning
Wealth Accumulation
GMD Platform
Policy Enquiry
Consultancy Force
Corporate Staff

Room 501-4, 5/F, Harcourt House,
39 Gloucester Road, Hong Kong.
Tel : (852) 2236 6999
Fax : (852) 2236 6900
Email :