Accident Insurance

No one can predict accidents, we can prepare for the unexpected.
Accident insurance provides protection to you and your family, supporting the family financial needs when you have an accidental injury.

What is Accident insurance?

It helps you pay for the medical costs that you may incur after an accidental injury. It cover partial Disability, Permanent Total Disability, Accidental Death and Dismemberment benefit. This may includes emergency treatment, hospital stays, and medical exams, and other expenses you may face, such as transportation and lodging needs. Some plans provide medical expenses reimbursement and hospital income benefit. Some plans provide income benefit to insured within specified time when unable to engage in the relevant occupation.



Who Needs Accident Protection?

Accident and injury may strike anyone at any time. If you are the victim of an accident, You and your family may be worried and suffered from the heavy financial burden, the resulting pain can affect both you and your loved ones, who have to adjust to the change in lifestyle. Good coverage can save you and your loved ones the fiscal anguish and allow you to live your life knowing you and your family are protected.

Why choose GMD?

GMD can provide Hong Kong Personal Accident policy options which will also offer coverage for lifestyle and medical needs of the individual following the incident which left them injured. 




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